Used Car Loans
Apply for Used Car Loans in WinnipegFinance a Car
No credit check until we know you'll be approved. Same day application processing.Regardless of credit level, not all credit approved car dealerships will be able to give you the same deal.
We have a large pool of lenders to allow us to offer the lowest rates possible.
We have a large pool of lenders to allow us to offer the lowest rates possible.
The price is the priceDrive away with the car of your choice, regardless of credit score.
Save and buy a used car. Large inventory of Fully Certified used vehicles, includes Full Vehicle History Report.
Frequently Asked QuestionsApplication Process
Privacy Guaranteed: Your application is sent using secure cloud-based email. Absolutely zero applicant information is stored on our website. We also do NOT resell or use your provided information. It is only used to apply for this financing application and to communicate with you about your application and vehicle information.
Save and Finance a Used Car
Auto Excell only sells the safest Used Cars, Trucks, SUVs, and Vans in Winnipeg. We will match your needs better than any used car dealership in Winnipeg. We specialize in getting the right car and budget just for you.
We have over 99% approval rate when it comes to Used Car Loans Winnipeg, MB and surrounding areas.
Winter Tire Financing Available
We're a participating retailer of the Manitoba Public Insurance Winter Tire Financing Program.
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Finance a Car with a Low-Risk Car Loan
We care a lot about your experience, the quality and reliability of our vehicles, as well as your financial situation. We don’t just want to sell cars, we want to make sure you drive away with confidence, as well as being comfortable with your automotive investment.
There are several reasons why financing a used car may be a better choice than financing a new one. Firstly, used cars generally have a lower purchase price than new cars, which means that you will need to borrow less money and have a lower monthly payment. Additionally, used cars often have a lower depreciation rate, which means that their value won’t decline as much as a new car’s value would. Since depreciation is the biggest cost of owning a new car, financing a used car could potentially save you thousands of dollars in the long run. Finally, financing a used car can be a great option for those with a limited budget or a shorter credit history, as lenders may be more willing to approve a loan for a used car that is less expensive than a new car.
Blog & Helpful Information
Gain valuable insights on used vehicles and related topics, written by our helpful team of car enthusiasts.
We also put out information that helps you prepare for when you need to finance a car.
How buying a used car saves money
The moment you drive a brand new vehicle off the dealership lot, it becomes a used car. Unless you have a high credit score, the benefits of buying a new car usually…
Can I trade in a car I’m still financing?
If you’re thinking of trading in a financed vehicle to a dealership, there are some very important things to keep in mind to make the process as smooth as possible while minimizing…
What determines the price of a used car?
Explore the big and small factors that determine the price of a used car. Understanding these factors can help you better determine if you’re getting the best value for your dollar when…
Our Services
Highest Quality Vehicles
Our used cars are inspected for Safety, Mechanical, and general Quality Assurance, ensuring our used cars meet the highest quality standards before being added to our inventory.
Thousands of Vehicles
We offer a wide selection of used cars in Winnipeg. With our onsite inventory and access to thousands of cars of used cars through online dealer networks we will find you exactly what you are looking for.
Budgeting Advice
We take the time to consider your budget and comfort zone with monthly payments. We also offer a used car finance calculator that provides an accurate estimation of monthly payments.
Finance Experts
We do our best to help everyone regardless of good or bad credit. We ensure you’ll have all the options and details to consider before committing to a used car loan.
Rebuild Bad Credit
We offer stress free financing in Winnipeg. Good Credit? Bad Credit? or No Credit? We will not only help you drive away in a fresh car today but also help you build good credit while doing it.
Canada-Wide Shipping
We can ship across Canada! Do you live in a remote community and want to get a bad credit car loan? No problem. We have the ability to get it to you!